We understand that as a first-time buyer it can be such a daunting experience, but you can be rest assured one of our team of professional advisers will be at hand to make this as smooth as possible.

Being a first-time buyer should be an exciting time – whilst you’re making an offer on your first home, we will help you secure the best first-time buyer mortgage available for your circumstances, as this is at the heart of what we do. We compare over 60 lenders and 1000’s of financial products.

We do the hard work for you - So you get the best mortgage rates and deals.

first-time buyer mortgages belfast

Before you start viewing or making offers on any properties, come and see us for a free no obligation consultation. Our advisers will assess your affordability and give you an indicative quote. As well as traditional face-to-face appointments, we offer Zoom, Teams and Telephone appointments that are flexible to suit you.

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Our first-time buyer mortgage advice will help you know your maximum borrowing capacity, saving you time on viewing properties that may be outside of your price range. We can increase the likelihood of you obtaining a mortgage as our advisers are experienced in dealing with multi-lender criteria and policies. This culminates with them securing a Decision/Agreement in Principle, which will allow you to put an offer on a property.

After your first mortgage consultation you will know how much you can borrow, how much it is going to cost and what documents you need to start gathering together – ready to find your first home.

What Next ?

  • View properties you’re interested in, within agreed budget
  • Found a property you like? Make an offer
  • Offer accepted, get agent to confirm Sale Agreed
  • We check again for the best mortgage deals
  • We complete your mortgage application
  • Property valuation carried out by mortgage lender. The various types of valuations and surveys are explained on pg23 of the Mortgage Guide
  • The lender issues a mortgage offer
  • Solicitor will have been making the necessary checks - in background. Sale Agreed
  • Completion date agreed
  • Collect your keys you are now a home owner.

Unpacking Time - Where The Real Fun Begins.

first time buyer mortgages belfast

Why Choose Us?

  • Flexible appointments to suit your schedule
  • We have been in business since 1987
  • Completely impartial advice as we offer an unrestricted range of first charge mortgages.
  • We have helped 1000's of people just like you.
  • 5 Star Rated - Read Reviews
  • Experts with the lending criteria for all of the major lenders, we lookout for problems and potential setbacks on your behalf and increase your chances of having a successful mortgage application.
Book Appointment Call Now

mortgage advisor belfast
mortgage advisor belfast